Author: Gene Hagood
G+ Profile: Hagood & Neumann
Every driver in Texas is required to buy car insurance in case the driver causes an accident. If a motorist causes a crash, the victims of the accident can sue or make a claim against the driver with the help of an auto accident lawyer in Galveston. The goal of the victims is to obtain compensation for losses. Most individuals don’t have enough personal money or assets to cover all car accident losses, so insurance pays legal fees and damages up to the policy limits for covered drivers who cause a crash. The insurance protects the victim from facing out-of-pocket costs due to an accident and it protects the driver who caused the wreck from being forced to personally pay huge damages when he is sued.
Unfortunately, there are some car insurance policies in the state of Texas that provide motorists with coverage that doesn’t offer the full amount of protections that the policyholders expect. Many drivers who have these policies aren’t even aware they have so-called “junk” insurance. Now, the Dallas News reports that lawmakers have taken steps to solve this problem.